Our Services

We are a full-service insurance and financial services agency.   We serve businesses, families, and individuals and focus on insurance, investing and wealth preservation.  We offer full commercial insurance services for all types of businesses, employee group benefits, and life, health, and disability.  In addition, we can insure your auto, home, and valuables, as well as offer renters and travel insurance.  We offer the following services:


Individual Insurance

We provide quality, dependable insurance at the most affordable rates.   Since we are independent, we find the best policy for your situation.  We pride ourselves on excellent service and provide comprehensive coverage from a wide variety of companies.  We are a one-stop agency with coverage that spans from your health to your home, vehicles, and valuables.  Help protect you family and plan for the future with: 


  •  Annuities
  •  Retirement Plans
  •  Long Term Care Insurance
  •  Medicare Plans
  • Health Insurance
  • Life Insurance 
  • Long/Short Term Disability Plans
  • Travel Insurance
  • Auto Insurance
  • Homeowners Insurance
  • Umbrella Coverage
  • Renters Insurance



Business Insurance

We help your business attract and retain qualified employees through affordable group benefit packages.  We provide quality, dependable insurance from companies with excellent claims processing.  We show you how to make the most of  employer-sponsored retirement and IRAs.  We provide the following benefits:


  • Dental Insurance
  • Disability Insurance
  • Health Insurance
  • Life Insurance
  • Vision

  • Buy-Sell Funding Strategies
  • Commercial Insurance:Liability/Property/Workers' Compensation
  • Financial Analysis for Business Owners
  • Retirement Plans



Investment Planning and Wealth Management Strategies

We provide financial management services to help your money grow.  Once your goals have been established, appropriate strategies are customized to help suit your risk, vision and objectives.  We can help you execute a sound financial program.


  • Investment Management Strategies, including stocks and mutual funds
  • Retirement Planning, making sure you are saving enough for the future
  • Asset Protectio* through insurance and annuity products
  • Money Management Strategies -  We offer a customized financial program using various strategies tailored to your goals and risk tolerance.  We have access to the top money managers in America. We help determine how much you need to retire comfortably.  We manage assets before and during retirement.
  • Education Funding - Recommending investment and accumulation strategies to help pay  for your children's education.


We can help you answer  the following questions:


  • What is the best way to save for college?
  • Am I saving enough?
  • How can I get more from my investments?
  • How can I reduce my exposure to risk?


  • How much money will I need to live comfortably in retirement?
  • How can I reduce estate taxes and preserve more assets for my heirs?
  • Do I have the right amount of life insurance?
  • Am I allocating my assets correctly?


At John H. Wygal and Company, we are here to help.  Please do not hesitate to call us today at (203)831-8555.